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Get Approved With 100+ Banks

 

Experience the difference of our low rates, simple loan process, industry leading closing speed and wide range of lending options.

 

How This Works.

We’re experienced and knowledgeable professionals who are customer focused. We leverage technology with only one goal in mind:

To quickly and successfully fund your loan at the lowest cost possible.

Fast and Easy Setup

Apply online through our streamlined “quick as a blink” application process called… Blink.

Our system can also securely sync with your bank to quickly and easily access your statements. 

We’re here to help, or if you want – just start on your own and we can help complete your application later.

Speak With Professional Advisors

Get access to clear, thorough and prompt answers from an experienced mortgage professional assigned to your case and that works for your benefit.

We Work For You

We work for you, not the lender.

Because your financial situation is unique, your interest is better served if you’re not captive to a one size fits all mortgage offering. We represent a wide range of lenders so we can deliver to you the best loan at the best price for your particular circumstance.

Our Services

Featured Loans

Below are some of the types of loans available to you through our lender network.

Fannie & Freddie Eligible

Conventional Loans

The classic low cost home funding option. Available in both fixed and adjustable rate plans.

Ginnie Mae Eligible

FHA Loans

The Federal Housing Administration (FHA), is a U.S. government agency that provides financing options that only require a minimum of a 3.5% down payment.  FHA (203H) Disaster Loans however are eligible for 100% Financing.

Luxury Properties

Jumbo Loans

Today, many homes require loans that exceed conforming loan limit amounts. Jumbo loans are a popular way to secure financing that exceed certain limits set by the Federal Housing Finance Agency (FHFA). Unlike conventional mortgages, a jumbo loan is not eligible to be purchased guaranteed or securitized by Fannie Mae or Freddie Mac.

Luxury Properties

Super Jumbo Loans

Many home loans today easily exceed standard Jumbo Loan upper limit amounts and require the financing strength provided by Super Jumbo Loans. 

Government Programs

VA Loans

The United States Veterans Administration (VA) provides up to 100% financing for homes as a benefit to veterans.

Government Programs

USDA Loans

The U.S. Department of Agriculture’s (USDA) Rural Development Guaranteed Housing Loan program offer loans with up to 100% financing at rates below market and reduced mortgage insurance premiums with low credit score requirements.

Elder/Senior Loans

Reverse Loans

A reverse mortgage or Home Equity Conversion Mortgage (HECM) is a type of home loan for older homeowners (62 years or older) that does not require the borrower to make monthly mortgage payments.

Portfolio Programs

Private Equity Loans

Private Equity loans are based on the equity value of the property being put up for collateral and not necessarily on a borrower’s credit rating. This type of mortgage is a very useful for certain types of sophisticated borrowers such as those with multiple investment properties 

Mortgage Learning Center

Your Mortgage – Initial Document Review

Your Mortgage – Property Appraisal

Your Mortgage – Underwriting

Your Mortgage – Clear to Close CTC

Your Mortgage – Credit Scores

Your Mortgage – Mortgage Insurance

Jumbo Mortgage

Adjustable Rate Mortgage (ARM) Options

Adjustable Rate Mortgage (ARM) Timeline

Conventional Mortgage Only 1 % Down

Conventional Mortgage 1 % = Latte/Day

Conventional Mortgage Only 3 % Down

Easy Online Mortgage Loan Application

FHA 3.5 % Down

Go Paperless On Your Mortgage

Home Purchase Mortgage Myths

Broker Advantage Vs Bank

Broker Vs Bank: Shop Rates To Save You $

Broker Vs Bank: Rates

Broker Vs Bank: Options

Broker Vs Bank: Options Continued

FAQ

Secured Document Upload For Borrower

Tam Funding.

Tam Funding is a licensed broker under the CA Dept. Real Estate: 02009074. Broker of Record NMLS : 1403204. Corporate NMLS: 1829222. CA Dept. Insurance: OL88065.

Borrower Conditional Approval is issued only when lender underwriting supplies a written clearance to do so. Borrower Conditional Approvals are conditional, not guaranteed and subject to lender review of all borrower information.  The final funding of the loan is dependent upon all borrower conditions being met. Rates indicated are subject to market changes and may only be available to certain qualified borrowers. Tam Funding is an Equal Opportunity Real Estate, Mortgage & Insurance Broker

Equal Housing Lender

National Mortgage Licensing System